Recent Developments in Property Insurance Coverage Litigation

During this past year, the pace of cases involving large-scale disasters ground almost to a halt. However, in light of this year’s major hurricanes, there will undoubtedly be a significant uptick this coming year and thereafter. The principles of property insurance law, however, remain the same. Issues addressed below will be relevant to hurricane claims and litigation, including causation, anti-concurrent causation language in exclusions, mold coverage, time element coverages, and the scope of appraisal. Of course, while the principles remain the same, their application to the unique facts of every claim is usually the source of the disputes.

©2026 Carlton Fields, P.A. Carlton Fields practices law in California through Carlton Fields, LLP. Carlton Fields publications should not be construed as legal advice on any specific facts or circumstances. The contents are intended for general information and educational purposes only, and should not be relied on as if it were advice about a particular fact situation. The distribution of this publication is not intended to create, and receipt of it does not constitute, an attorney-client relationship with Carlton Fields. This publication may not be quoted or referred to in any other publication or proceeding without the prior written consent of the firm, to be given or withheld at our discretion. To request reprint permission for any of our publications, please use our Contact Us form via the link below. The views set forth herein are the personal views of the author and do not necessarily reflect those of the firm. This site may contain hypertext links to information created and maintained by other entities. Carlton Fields does not control or guarantee the accuracy or completeness of this outside information, nor is the inclusion of a link to be intended as an endorsement of those outside sites.