Disclaimer

The information on this website is presented as a service for our clients and Internet users and is not intended to be legal advice, nor should you consider it as such. Although we welcome your inquiries, please keep in mind that merely contacting us will not establish an attorney-client relationship between us. Consequently, you should not convey any confidential information to us until a formal attorney-client relationship has been established. Please remember that electronic correspondence on the internet is not secure and that you should not include sensitive or confidential information in messages. With that in mind, we look forward to hearing from you.

Skip to Content

Real Property, Financial Services, & Title Insurance Update: Week Ending June 21, 2019

Real Property Update

  • Mortgagee Liability: because section 701.04(1)(a), Florida Statutes, requires that the holder of a mortgage deliver to the mortgagor a written estoppel letter setting forth the unpaid balance of the mortgage loans and "other charges properly due under and secured by the mortgage[,]" mortgagor could sustain cause of action for damages - Laptopplaza, Inc. v. Wells Fargo Bank, NA, Case No. 3D8-131 (FLA. 3d DCA June 19, 2019) (dismissal reversed, and remanded with instruction to amend complaint)

Financial Services Update

  • TCPA / Unsolicited Fax / Legislative v. Interpretive Rule: a district court dismissed a TCPA action brought by the recipient of an unsolicited fax against a publisher who sent the fax. The Fourth Circuit Court of Appeals vacated the district court's judgment, holding that the district court should have followed a Federal Communication Commission's order opining that the TCPA prohibits unsolicited faxes promoting goods and services, even at no cost. The Supreme Court vacated the appellate ruling and remanded for analysis of whether a Federal Communication Commission's order is a "legislative rule" or "interpretive rule." If the order is deemed an "interpretive rule" it may not be binding on the district court - PDR Network, LLC v. Carlton & Harris Chiropractic, Inc., No. 17-1705 (June 20, 2019) (vacating and remanding)
  • FDUTPA / Attorneys' Fees Award: plaintiff not entitled to attorneys' fees incurred as part of defending an initial fee award under FDUTPA, because the benefit of such an award would inure only to plaintiff's attorneys as plaintiff had no obligation to pay for this work - Alhassid v. Nation Star Mortg, LLC, No. 18-11985 (11th Cir. 2019) (affirming denial of award of attorney's fees)

Title Insurance Update

  • Negligent Procurement: Delaware's time of discovery rule applies to allegations of negligent procurement of title insurance and precludes title insurance agent's motion to dismiss based on the application of the statute of limitations - Fansler v. North Am. Title Ins. Co., No. N17-09-015 (Del. Sup. Ct. June 19, 2019) (memorandum opinion denying defendant's motion to dismiss)
©2024 Carlton Fields, P.A. Carlton Fields practices law in California through Carlton Fields, LLP. Carlton Fields publications should not be construed as legal advice on any specific facts or circumstances. The contents are intended for general information and educational purposes only, and should not be relied on as if it were advice about a particular fact situation. The distribution of this publication is not intended to create, and receipt of it does not constitute, an attorney-client relationship with Carlton Fields. This publication may not be quoted or referred to in any other publication or proceeding without the prior written consent of the firm, to be given or withheld at our discretion. To request reprint permission for any of our publications, please use our Contact Us form via the link below. The views set forth herein are the personal views of the author and do not necessarily reflect those of the firm. This site may contain hypertext links to information created and maintained by other entities. Carlton Fields does not control or guarantee the accuracy or completeness of this outside information, nor is the inclusion of a link to be intended as an endorsement of those outside sites.