• Florida State University College of Law (J.D., 1992)
  • Florida State University (B.S., 1989), with honors


  • Second Judicial Circuit Court, Leon County

bar admissions

  • Florida

court admissions

  • Florida State Courts
  • U.S. Court of Appeals, Eleventh Circuit
  • U.S. District Court, Northern District of Florida
  • U.S. District Court, Southern District of Florida

spoken languages

  • Spanish
Kelly Cruz-Brown

Kelly Cruz-Brown


Kelly Cruz-Brown co-chairs the firm’s financial services regulatory practice group.  She practices in the area of insurance regulation and administrative law. Her clients include property and casualty insurers, life and health insurers, reinsurers, health maintenance organizations, specialty insurers, third party administrators, premium finance companies, and insurance producers.

Ms. Cruz-Brown represents clients before numerous states’ insurance departments concerning approval for the issuance of certificates of authority, redomestication of insurers, producer licenses, and insurer acquisitions. She also represents insurer clients regarding product approvals, market conduct investigations, solvency examinations, residual market assessments, residual market policy assumptions, and market exits. Additionally, she handles insurer insolvency matters. This work includes representing insurers, reinsurers, and financial institutions in receivership matters. On behalf of her insurer clients, she also handles disputes concerning agency actions to deny or discipline insurance licenses, challenges to agency administrative rules, protection of trade secrets, and public records litigation. 

In addition to representing insurers, Ms. Cruz-Brown represents health care entities, professionals, and other business interests regarding licensure and disciplinary matters before the Florida Department of Professional Regulation, Department of Health, Agency for Health Care Administration, and other state agencies. Ms. Cruz-Brown is licensed in Florida as a Health Care Risk Manager.

Prior to joining the firm in 1999, Ms. Cruz-Brown worked for the Florida Department of Insurance, where she served as a Senior Attorney with the Division of Legal Services and Division of Insurer Services, handling both transactional and litigation matters.