Carlton Fields attorneys Bob Shapiro and Ben Stearns co-authored an article for Carrier Management, “Is the Broken Florida Homeowners Insurance Market Finally Fixed?” Shapiro and Stearns analyze the current state of the market, as well as the latest reforms and what they could mean for the future.
In the piece, the authors note, “The simple answer to re-establishing a vibrant home insurance market in Florida is to bring in more and higher-quality insurance and reinsurance. That will require more capital on the part of underwriting companies, which in turn will require a more welcoming business environment through such things as permitting insurers to raise rates in an actuarially sound manner.”
©2026 Carlton Fields, P.A. Carlton Fields practices law in California through Carlton Fields, LLP. Carlton Fields publications should not be construed as legal advice on any specific facts or circumstances. The contents are intended for general information and educational purposes only, and should not be relied on as if it were advice about a particular fact situation. The distribution of this publication is not intended to create, and receipt of it does not constitute, an attorney-client relationship with Carlton Fields. This publication may not be quoted or referred to in any other publication or proceeding without the prior written consent of the firm, to be given or withheld at our discretion. To request reprint permission for any of our publications, please use our Contact Us form via the link below. The views set forth herein are the personal views of the author and do not necessarily reflect those of the firm. This site may contain hypertext links to information created and maintained by other entities. Carlton Fields does not control or guarantee the accuracy or completeness of this outside information, nor is the inclusion of a link to be intended as an endorsement of those outside sites.
Related Capabilities
Related People
Of Counsel
Media Contact
Senior Public Relations and Communications Manager
