Harry Eisenstein

Harry Eisenstein is a regulatory lawyer with more than two decades of experience in insured investment products, including serving as senior special counsel in the Securities and Exchange Commission's Division of Investment Management.

In his 25-plus-year career with the SEC, Harry has been at the forefront of both traditional and innovative investment products and is regarded as an authority on filings for, and interpretive questions related to, registered index-linked annuities. As the point person for these products since their introduction in 2010, Harry has been deeply involved in the development and implementation of new filing review procedures, effectively shaping the way in which the SEC and industry approach such products. His notable contributions include spearheading the development of standardized disclosure comments for non-variable insurance products generally, training SEC staff on the mechanics of and legal issues arising from these products, and serving as the primary drafter of what are now standardized SEC letters allowing insurers to use statutory accounting principles in place of generally accepted accounting principles in preparing financial statements filed in registration statements for these products. He imparts the insight gained from this experience to clients, providing guidance to drive their proposals expeditiously and foster a proactive approach to regulatory challenges.

In addition, Harry has a wealth of professional experience, including serving with the Chief Counsel's Office, in legal issues arising under the Investment Company Act with respect to variable insurance products and investment companies generally.

Speaking Engagements

"The Regulatory Landscape for Insurance Carriers and Producers Selling Securities," Insured Retirement Institute Annual Conference, Tampa, FL (April 23, 2026)

"The Latest Disclosure and Regulatory Developments in SEC Registered Products: VAs, RILAs, CDAs, RILUs, and More," ALI CLE Conference on Life Insurance Company Products, Washington, D.C. (November 13, 2025)

"RILA Lessons Learned: Closing the Books on the Initial N-4 Filing Cycle," Toppan Merrill (June 17, 2025)

"The New SEC Regulatory and Enforcement Landscape," Insured Retirement Institute Annual Conference, Tampa, FL (March 27, 2025)

"Variable Insurance Products: Current Disclosure Issues and Other Continuing Considerations," ALI CLE Conference on Life Insurance Company Products, Washington, D.C. (November 7, 2024)

"RILA Rulemaking: The Highs, the Lows, and the Unknown," Toppan Merrill (September 16, 2024)

"The SEC Regulatory Landscape: New Cases, New Rules" and "Lost in the Maze? Navigating Federal Regulation of the Annuity Industry," Insured Retirement Institute Annual Conference, Nashville, TN (April 3, 2024)

At the University of Pennsylvania Law School, Harry served as editor of the University of Pennsylvania Law Review.