• Michael H. Jo
  • 212.785.9161
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Michael H. Jo

Michael H. Jo

Of Counsel


Michael is a senior transactional attorney and investment professional with an established track record of successfully originating and managing equity and debt investments. He has over 19 years of experience at leading multinational law firms and investment companies with the structuring, negotiating, and closing of complex commercial real estate transactions, while developing and strengthening client relationships.

Michael represents finance companies, banks, and insurance providers and is a trusted advisor to C-level executives on legal and business risks. His real estate investment experience includes mortgage and mezzanine financing, as well as preferred equity and equity investing.

Prior to joining Carlton Fields, Michael was the managing director and head of real estate finance legal for a large bond rating agency, managing the legal group responsible for new issuance and surveillance of commercial mortgage-backed securities and commercial real estate collateralized loan obligations. Before the rating agency, he established and led the legal department for Annaly Commercial Real Estate Group where he oversaw all legal matters involved in the structuring, negotiation, and closing of commercial real estate investments. Michael has a deep understanding of the legal and business issues that arise at both the commercial real estate loan and securitization transaction levels. He is also knowledgeable regarding the legal aspects of post-securitization matters that include interactions with servicers and trustees. Michael has significant workout experience counseling lenders, special servicers, and investors.

He is an avid golfer and tennis player.


  • New York University School of Law (J.D., 2000)
  • The State University of New York at Stony Brook (B.A., summa cum laude, 1997)
Bar Admissions
  • New York


  • Managing Director and Head of Real Estate Finance – Legal, Kroll Bond Rating Agency Inc. (2018)
  • Managing Director and Head of Legal, Annaly Commercial Real Estate Group Inc. (2013–2017)
  • Co-Manager of Credit Investments, KSL Capital Partners LLC, Denver, CO and Purchase, NY (2011–2013)
  • Consultant – Real Estate Credit Opportunity Investment Group, Fortress Investment Group, New York, NY (2011)
  • CWCapital Investments LLC, New York, NY and Washington, D.C.
    • Portfolio Manager – Debt Fund and Balance Sheet Investments (2008–2010)
    • Vice President and Assistant General Counsel – Transaction Management and Special Servicing (2006–2009)
  • Real Estate and Structured Finance Associate, Weil, Gotshal & Manges LLP, New York, NY and Miami, FL (2001–2006)
  • Structured Finance Associate, Stroock & Stroock & Lavan LLP, New York, NY (2000–2001)


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