Post-Hurricane Matthew: Insurance Statutes and Regulations

Because Hurricane Matthew claims may be taking you and your colleagues to several different states, we thought it might be helpful to bear in mind the different claims adjusting standards and regulations in those states that were most affected. Below are links to the relevant statutes and regulations in Florida, Georgia, North Carolina and South Carolina. Please note that the states may issue subsequent bulletins or advisories modifying these standards. Please let us know if you have any questions.

Florida

Florida Division of Consumer Services Hurricane Matthew Information Website

• Fla. Stat. § 626.9744
• Fla. Stat. § 626.9541(1)(i)(3)(e)
• Fla. Admin. Code. Ann. r. 69O-166.021; 69O-166.024(1)-(3); 69O-166.025; 69O-166.031(5)(a)-(b)

Georgia

Georgia Office of Insurance and Safety Fire Commissioner Website

• Ga. Code Ann. § 33-6-34(11)
• Ga. Comp. R. & Regs.120-2-52-.02; 120-2-52.03(1)-(6)

North Carolina

North Carolina Department of Insurance Hurricane Claims Information Website

• N.C. Gen. Stat. §§ 58-63-15;(11)(b); 58-63-15;(11)(e); 58-63-15;(11)(f); 58-63-15;(11)(n)
• N.C. Admin. Code tit. 11 r. 4.0421(1)

South Carolina

South Carolina Department of Insurance Website

• Emergency Order & Regulation Issued in Response to Hurricane Matthew
• Bulletin 2016-07: Notice of Unusual Circumstance/Catastrophe Insurance Declaration for Hurricane for South Carolina due to Hurricane Matthew for the Purposes of Licensing Temporary Adjusters
• S.C. Code Ann. §§ 38-59-10; 38-59-20(2); 38-59-230

Carlton Fields has offices in Atlanta, Miami, Orlando, Tallahassee, Tampa, West Palm Beach, New York, Hartford, Washington D.C. and Los Angeles. We provide coverage and claims counseling, litigation, and arbitration services in matters involving all types of property and casualty insurance. Carlton Fields was recognized by corporate counsel as one of the top 16 law firms in the country for client relationships in the insurance industry, according to BTI Consulting's Power Rankings 2016. The firm has ranked No. 1 for Insurance for 12 consecutive years by Chambers USA Guide to America's Leading Business Lawyers.