Property Casualty Focus

In Universal Property & Casualty Insurance Co. v. Hughes, the Florida Supreme Court held that Florida Statutes section 627.70152’s presuit notice requirement does not apply to an action for breach of a property insurance policy issued before the statute took ...

In Homesite Insurance Co. v. WWMD Corp., decided in September 2026, the insurer had issued a commercial general liability (CGL) insurance policy to the insured — WWMD Corp., doing business as Kelly’s Pub — with a structured sublimit for assault and ...

On September 11, 2026, the Fifth Circuit Court of Appeals entered a per curiam, unpublished opinion in Travelers Property Casualty Co. of America v. Ericsson Inc., affirming summary judgment for the insurers and holding that the insurers had no duty to defend two ...

In Progressive American Insurance Co. v. Heimler, Florida’s Fourth District Court of Appeal affirmed a partial final judgment denying Progressive’s request to rescind an underinsured motorist policy after the insured settled with the tortfeasor ...

In A.R. Wilfley & Sons Inc. v. National Union Fire Insurance Company of Pittsburgh, the Colorado Supreme Court answered a certified question of whether umbrella/excess insurers are required to “drop down” and provide “first dollar” defense and ...

An Eighth Circuit panel recently reversed, in part, a district court’s dismissal of an Iowan residential contractor’s challenge of two statutes regulating public adjusting, finding that the district court did not properly consider the contractor’s ...

Recently, the Ohio Supreme Court held that an insured’s allegation that additional “hidden” damages were discovered after completion of a binding appraisal were insufficient to state a claim for mistake that would permit the appraisal award to be set ...

In Hurst v. Daymon Bell &  Progressive Select Insurance Co., Florida’s Second District Court of Appeal affirmed a trial court ruling that a policyholder’s estate could not add a tortfeasor’s liability insurer to a post-judgment attorneys’ fee award ...

In Safeco Insurance Company of America v. Betenbaugh, the U.S. District Court for the Eastern District of California held that Safeco Insurance Company of America had no duty to defend an insured under a personal umbrella policy in litigation arising from ...

In Queen v. Berkley Assurance Co., the Eleventh Circuit Court of Appeals affirmed judgment in favor of the insurer after determining that allegations that the insureds breached their fiduciary duties as former directors and officers as well as their ...

The New Jersey Supreme Court has affirmed the ruling of a state appellate court, upholding the right of an insurer to withdraw coverage pursuant to a capacity exclusion on which it had reserved rights.

The insurer issued a Directors and Officers insurance policy ...

In Northfield Insurance Co. v. North Brook Industries Inc., the Eleventh Circuit Court of Appeals sua sponte held that it lacked jurisdiction to determine if the insurer had a duty to defend its insured against Trafficking Victims Protection Reauthorization ...

In the nearly two decades since Illinois adopted its Biometric Information Privacy Act (BIPA), Illinois appellate courts and the Seventh Circuit Court of Appeals have heard numerous cases about the extent to which various common provisions and endorsements in ...

In Union Mutual Fire Insurance Co. v. Krajewski, the U.S. District Court for the District of Connecticut granted summary judgment in favor of an insurance carrier due to false statements provided by the insured on his application of insurance.

In March 2022 ...

In Office of Special Deputy Receiver v. Hartford Fire Insurance Co., the Seventh Circuit Court of Appeals affirmed dismissal of a claim for coverage under a financial institution bond, holding that a policy exclusion clearly and unambiguously barred coverage ...

In Landmark American Insurance Co. v. Reproductive Genetics Institute Inc., the U.S. District Court for the Northern District of Illinois granted judgment on the pleadings in favor of Landmark American Insurance Co., holding there was no duty to defend under ...

In Express Jewelry Enterprises Inc. v. National Fire Insurance Company of Hartford, the Sixth Circuit Court of Appeals found that a flood exclusion precluded coverage for property damage following a night of heavy rains. The basement of a jewelry store in ...

In Fogel v. Shelter Mutual Insurance Co., the Tenth Circuit Court of Appeals affirmed a summary judgment ruling finding that an insurer violated Colorado’s statutory insurance disclosure law by responding to a policy information request with a letter ...

In Brown v. Flowers, the Tenth Circuit Court of Appeals affirmed a denial of coverage for a judgment rendered against a corrections officer for sexual abuse, finding that the officer was not acting within the scope of duties to come within coverage and that a sexual ...

The New York Supreme Court, Appellate Division, Second Judicial Department, has overturned a lower court decision in Normile v. DB Insurance Co. The opinion holds that a general liability insurance carrier is not obligated to cover a lawsuit alleging ...

In Hiscox Dedicated Corporate Member Ltd. v. Taylor, the Eighth Circuit Court of Appeals recently affirmed the right of an insurer under Arkansas law to void a policy based on a misrepresentation in an application, even if that misrepresentation was not knowing ...

On January 20, 2026, the Fourth Circuit Court of Appeals held in Navigators Insurance Co. v. Under Armour Inc. that Under Armour was not entitled to access an additional $100 million directors and officers tower after finding that various securities class ...

In GuideOne National Insurance Co. v. Systems 2000 Plumbing Service Inc., a New York federal judge found, following a bench trial, that reformation of an excess contract was warranted for two independent reasons to strike an exclusion found in the primary policy ...

In Citgo Petroleum Corp. v. Ascot Underwriting Ltd., the Second Circuit Court of Appeals affirmed a $54 million jury award in favor of Citgo after agreeing with the lower court’s finding that Venezuela’s political conditions preceding the oil cargo seizure ...

On September 23, 2025, in Church Mutual Insurance Co. S.I. v. Chabad of New Mexico, the U.S. District Court for the District of New Mexico ruled that a policy’s vacancy provision did not preclude coverage for two fire losses at an insured building because — ...

In U.S. Acute Care Solutions LLC v. Doctors Company Risk Retention Group Insurance Co., the Supreme Court of Ohio ruled that an emergency care service provider must arbitrate its claim for bad faith against its insurer, reversing a decision by Ohio’s Fifth ...

In L. Squared Industries Inc. v. Nautilus Insurance Co., the Eleventh Circuit Court of Appeals clarified notice requirements under a claims-made policy, holding that an insured’s failure to provide timely notice barred coverage when the insured could not ...

In Direct General Insurance Co. v. Creamer, the U.S. District Court for the Middle District of Florida determined whether the safe harbor provision of Florida Statutes section 624.155(4)(a), enacted in March 2023, applied to a bad faith claim for an excess ...

A fatal collision between a Jet Ski and a boat on a Wisconsin lake raised a compelling question: Does an auto policy’s uninsured motorist coverage stretch from the road to the water?

In Cullen v. Franecki, the Wisconsin Court of Appeals answered this question and ...

Is it a good idea to drive a vehicle that is not street legal on a public road? Probably not. But if you’ve already done it, a recent Sixth Circuit decision suggests that might mean it’s covered by your auto insurance. In Leitch v. White, the Sixth Circuit Court of ...

In Cypress Creek Equine LLC v. North American Specialty Insurance Co., the Sixth Circuit Court of Appeals recently told an insured to “hold your horses” regarding coverage under mortality policies covering a thoroughbred stallion whose unfortunate ...

A federal district court in Virginia held that two insurance companies have a duty to defend and indemnify a hotel operator in an underlying lawsuit alleging that the operator aided and abetted sex trafficking of a woman. In Peerless Indemnity Insurance Co. v ...

The U.S. District Court for the Middle District of Pennsylvania recently granted summary judgment in an insurance coverage dispute between intervenor LoanDepot.com LLC and Allstate Insurance Co., holding that LoanDepot’s suit was filed outside the ...

Declining to find any of the insurer’s proffered exclusions applicable, a federal district court in Minnesota sided with the insured — a strip club that was sued for using models’ images without permission in its online advertising efforts. The district ...

In Wilson v. Cincinnati Specialty Underwriters Insurance Co., the New Mexico Court of Appeals affirmed the district court’s decision granting summary judgment to an insurer after determining that bad faith claims on a shooting plainly excluded under the ...

In Smith Jadin Johnson PLLC v. Minnesota Lawyers Mutual Insurance Co., the Minnesota Court of Appeals reversed a lower court’s decision that required Minnesota Lawyers Mutual Insurance Co. to defend a legal malpractice claim against a law firm under its ...

In MONY Life Insurance Co. v. Perez, the Eleventh Circuit Court of Appeals set aside a jury verdict in favor of MONY Life Insurance Co. on its unjust enrichment claim against policyholder Bernard Perez, holding that an insurer cannot bring a claim for unjust ...

In Wolf v. Riverport Insurance Co., the Seventh Circuit Court of Appeals affirmed the dismissal of an insured’s bad faith settlement delay claim against her insurer after she attempted to recover under section 155 of the Illinois Insurance Code without a ...

On July 9, 2025, in Hammond Power Solutions Inc. v. National Union Fire Insurance Co., the Seventh Circuit Court of Appeals affirmed the district court’s decision granting summary judgment to the insurer and finding, under Wisconsin law, that an endorsement ...

In Dostart v. Columbia Insurance Group, the Iowa Supreme Court reaffirmed the rule — in Iowa, and many other jurisdictions — that faulty workmanship by a contractor does not constitute an “occurrence” as defined in a standard commercial general ...