Andrew Daechsel

Andrew Daechsel is a litigator and counselor with a national practice representing the insurance industry in connection with complex matters involving significant amounts in controversy. He brings a deep knowledge of insurance, practical experience, and exceptional writing and oral advocacy skills to his representations.

Andrew represents insurers in lawsuits involving coverage disputes as well as allegations of bad faith and fraud. He also provides pre-suit coverage advice and serves as monitoring counsel for insurers. Andrew represents both primary and excess insurers in matters involving a broad range of policies, including cyber, media, technology, directors and officers, professional liability, employment practices liability, commercial general liability, commercial property (including business interruption), and homeowners.

Andrew’s practice has a particular focus on cyber, media, and technology insurance matters. He frequently provides coverage advice to insurers in this space on first- and third-party matters throughout the country and represents them in lawsuits, should they arise. 

• Represented cyber insurer in California coverage/bad faith arbitration.
• Represented cyber insurer in Illinois coverage litigation regarding business interruption claim.
• Represented contractor’s liability insurer in connection with claims related to June 2024 Champlain Towers Condominium collapse in Surfside, Florida.
• Represented D&O insurer of large university in connection with various antitrust claims against university.
• Obtained judgment on the pleadings for insurer in putative nationwide class action lawsuit seeking coverage under commercial property insurance policies for purported business interruption losses allegedly sustained in connection with the COVID-19 pandemic. Cafe Int'l Holding Co. v. Westchester Surplus Lines Ins. Co., No. 1:20-cv-21641, 2021 WL 1803805 (S.D. Fla. May 4, 2021), aff’d, No. 21-11930, 2022 WL 1510441 (11th Cir. May 13, 2022).
• Obtained judgment on the pleadings for insurers in lawsuits seeking coverage under commercial property insurance policy for purported business interruption losses allegedly sustained in connection with the COVID-19 pandemic. Walsh Haupt & Assocs., Inc. v. Westchester Surplus Lines Ins. Co., No. 2:21-cv-00265, ECF No. 46 (M.D. Fla. Mar. 4, 2022); Ice House Pub, Inc. v. Westchester Surplus Lines Ins. Co., No. 2:21-cv-00264, 2021 WL 3169151 (M.D. Fla. July 26, 2021); Fontainebleau Fla. Hotel LLC v. Westchester Surplus Lines Ins. Co., No. 2021-016874-CA-01 (Fla. Cir. Ct. June 25, 2023).
• Obtained dismissal with prejudice of lawsuit against insurers seeking coverage under commercial property insurance policy for purported business interruption losses allegedly sustained in connection with the COVID-19 pandemic. AE Mgmt., LLC v. Ill. Union Ins. Co., No. 1:20-cv-22925, 2021 WL 827192 (S.D. Fla. Mar. 4, 2021).
• Obtained dismissal of lawsuit against insurer seeking coverage under employment practices liability policy based on plaintiffs’ failure to comply with policy’s pre-suit ADR provision. Robinson v. Nat'l Union Fire Ins. Co. of Pittsburgh, No. 9:19-cv-81584 (S.D. Fla. Dec. 20, 2019).

• The Best Lawyers in America: Ones to Watch, Commercial Litigation, Insurance Law (2021–2025)
• Florida Rising Stars, Super Lawyers Magazine (2023–2025)

• Claims and Litigation Management (CLM) Alliance, Member
• Leadership Miami

• “The Latest Cyber Threats and Coverage Issues,” Client Presentation (June 2026)
• “Whose Obligation Is It Anyway: Navigating Allocation and Exhaustion Issues in Mixed and Multi-Line Claims,” Claims and Litigation Management Alliance Annual Conference, Orlando, FL (March 2026)
• “Liability Insurance Claim Handling: An Overview,” Client Presentations (March 2024 and February 2025)
• “Claims Adjusting 101,” Client Presentation (February 2025)
• “Duty to Defend Notwithstanding Coverage Defenses,” Client Presentation (2023)
   

• Associate, Wargo French LLP, Miami, FL (2015–2018)