• Nora A. Valenza-Frost
  • 212.380.9631
  • Share this page
Nora A. Valenza-Frost

Nora A. Valenza-Frost

Of Counsel


Nora Valenza-Frost represents U.S. and international insurers and reinsurers in arbitration and litigation involving complex claims, coverage, and regulatory issues across all lines of business.

Nora provides coverage opinions for claims involving several lines of business, including commercial general liability, professional liability, directors and officers liability, contractor’s protective professional indemnity, errors and omissions, excess and surplus lines, property, workers’ compensation, business interruption, life and health, pollution, environmental, energy, and marine and inland marine policies. She also provides guidance on questions relating to cyber risk and data breach exposures, liability, and insurance coverage issues.

She drafts and revises insurance policies. She also advises insurers, reinsurers, and third-party administrators with respect to regulatory issues. Nora has represented insurance companies before the New York State Department of Financial Services.

Nora also has experience handling consumer finance and complex commercial disputes on behalf of lenders, mortgage servicers, and financial institutions in litigation involving a wide variety of tort, property, and contract issues.

During law school, she served as an intern to the Honorable Faith S. Hochberg of the U.S. District Court for the District of New Jersey.

Featured Insights


  • Representation of a stop-loss insurer/reinsurer in arbitration against a claims administrator and underwriter under an MGU agreement.
  • Representation of insurers facing allegations of extra-contractual claims of bad faith and unfair claims handling.
  • Provide monitoring counsel for professional lines policies.
  • Representation of insurers under investigation by state insurance regulators.
  • Representation of an insurer in an action to determine the impact of CERCLA on a property insurance policy.
  • Advises clients on cyber risk and data breach exposures, liability, and insurance coverage issues.
  • Counsel an insurer to determine and settle the number of occurrences under related event policy wording.
  • Provided assistance to insurers in revising policy wording to incorporate new regulations and better risk management practices.
  • Represents financial institutions, lenders, mortgage services, and other entities in complex litigation, including the following reported decisions:
    • Jean-Baptiste v. Saxon Mortg. Servs. Inc., No. CAE13-04688 (Md. Cir. Ct. July 16, 2015) (obtaining dismissal of lawsuit against servicer/lender alleging violations of TILA, Maryland's Consumer Protection Act, and RESPA and asserting claims of rescission, conversion, wrongful foreclosure, and breach of fiduciary duty).
    • Craig v. Saxon Mortg. Servs. Inc., No. 2:13-cv-04526, 2015 WL 171234 (E.D.N.Y. Jan. 13, 2015) (obtaining dismissal of complaint alleging fraud, unjust enrichment, violations of the FDCPA and TILA, and other claims against lender/mortgage servicer).
    • Mayor & City Council of Baltimore v. Saxon Mortg. Inc., No. 23651-14 (D. Md. 2015) (obtaining dismissal of action against lender alleging certain violations related to abandoned property and seeking fines/violations).
    • SMI Home Mortg. v. Coyne, No. 0017838/2009 (N.Y. Sup. Ct. 2014); SMI Home Mortg. v. Downs, No. 0018262/2009 (N.Y. Sup. Ct. 2014); SMI Home Mortg. v. Goodman, No. 23786/2009 (N.Y. Sup. Ct.); SMI Home Mortg. v. Sakla, No. 005220/2009 (N.Y. Sup. Ct.); SMI Home Mortg. v. Hakanjin, No. 0010870/2009 (N.Y. Sup. Ct. Cty.) (obtaining discharge of erroneous satisfaction of mortgage and declaration that CEMAs are valid and subsisting liens on the subject premises, taking priority over other liens).
  • Deramo v. Laffey, No. 0015061/2011 (N.Y. Sup. Ct. 2014) (mortgage servicer not liable in action to determine adverse claims to property under New York’s Real Property and Proceedings Law).

Featured Insights

All Insights


  • New York Metro Rising Stars, Super Lawyers Magazine (2018–2019)

Professional & Community Involvement

  • American Bar Association
  • Maritime Law Association of the United States
  • New York State Bar Association


  • Brooklyn Law School (J.D., 2010)
  • University of Maryland (B.A., 2005)
Bar Admissions
  • New Jersey
  • New York
Court Admissions
  • U.S. District Court, District of New Jersey
  • U.S. District Court, Eastern District of New York
  • U.S. District Court, Southern District of New York


  • Associate, Locke Lord LLP (s/b/m Edwards Wildman Palmer LLP), New York, NY (2012–2015)
  • Associate, Nicoletti Hornig & Sweeney, New York, NY (2010–2012)
  • Legal Assistant, Skadden Arps Slate Meagher & Flom LLP, New York, NY (2005–2007)


The information on this website is presented as a service for our clients and Internet users and is not intended to be legal advice, nor should you consider it as such. Although we welcome your inquiries, please keep in mind that merely contacting us will not establish an attorney-client relationship between us. Consequently, you should not convey any confidential information to us until a formal attorney-client relationship has been established. Please remember that electronic correspondence on the internet is not secure and that you should not include sensitive or confidential information in messages. With that in mind, we look forward to hearing from you.