• Heidi Hudson Raschke
  • 813.229.4271
  • Share this page
Heidi Hudson Raschke

Heidi Hudson Raschke



Heidi Hudson Raschke has spent her legal career representing commercial insurance clients in complex coverage disputes. She partners with her clients, developing close relationships with them, and enabling the collaboration that best serves their unique needs. Depending on the case or client, the approach could range from pre-litigation counseling, to alternative dispute resolution, through discovery, summary judgment briefing, and trial. Heidi’s goal is always to resolve disputes in an efficient and cost-effective manner. She has significant experience representing commercial insurers in sophisticated first-party property coverage matters and other complex coverage disputes involving directors and officers liability insurance, errors and omissions liability insurance, professional liability insurance, comprehensive general liability insurance, financial institution bonds, and bad faith litigation.

Heidi is an editor of the firm’s PropertyCasualtyFocus blog, covering legal developments in the property-casualty industry. She devotes time to a variety of professional organizations, and regularly speaks and authors articles regarding the commercial insurance industry. She is a past chair of the ABA Tort Trial and Insurance Practice Section's Property Insurance Law Committee.

Featured Insights


  • First-chaired business litigation arbitration and obtained defense ruling for client in $1 million contract dispute.
  • Obtained summary judgment in $11 million coverage dispute involving builder's risk policy. Claim involved mold in a luxury condominium complex in South Florida. Affirmed by the  Eleventh Circuit Court of Appeals.
  • Trial counsel for excess commercial property insurer in $53 million coverage dispute arising out of the construction of a high-end assisted living facility in Miami. General contractor sought coverage from owner’s post-construction property insurers. Summary judgment for insurers affirmed by Eighth Circuit Court of Appeals.
  • Part of trial team that obtained summary judgment resulting in dismissal of $25 million property insurance claim; judge in the Northern District of Georgia issued insurer-favorable order upholding exclusion for flood coverage under “all risks” policy.
  • Obtained summary judgment ruling for first-party property carrier based on insured’s breach of condition precedent to coverage. Affirmed by the Florida Fourth District Court of Appeal.
  • Trial counsel in first-party commercial property insurance coverage and bad faith dispute involving defective construction of multifamily apartment buildings in South Carolina.
  • Represented boiler and machinery insurer in commercial arbitration against first-party property insurer regarding scope of coverage under respective policies.
  • Represented first-party property insurer in multimillion-dollar dispute involving scope of coverage for claimed electronic data processing losses.
  • Trial counsel in multiple declaratory judgment actions filed by commercial insurers involving interpretation of directors and officers liability and errors and omissions liability insurance policies.

Featured Insights

All Insights

Professional & Community Involvement

  • American Bar Association 
    • Tort Trial and Insurance Practice Section 
      • Chair, Property Insurance Law Committee (2015-2016) 
      • Chair-Elect, Property Insurance Law Committee (2014-2015) 
      • Vice-Chair, Property Insurance Law Committee (2010-2014)
  • Leadership Tampa Bay, Class of 2016
  • TGH Foundation Gala Committee
  • The ArtReach Foundation Inc.
    • Board of Directors and Secretary (2010 – 2011)
  • Savage Tree Arts Project
    • Board of Directors (2007 – 2008)

Speaking Engagements

  • "Building Valuation Challenges," Property and Liability Resource Bureau Claims Conference, Orlando, FL (April 17-18, 2018).
  • "Emerging Issues – Assignment of Benefits," Reinsurance Association of America Claims Conference, New York (October 13, 2017).
  • "Adjusting Property Losses Involving Faulty Workmanship and Water Damage," Loss Executives Association Annual Meeting, Tampa, FL (January 26-27, 2017).
  • "Using Experts to Prove or Disprove Exclusions in All-Risk Insurance Policies," Tort Trial and Insurance Practice Section, Property Insurance Law Committee Annual Spring CLE Meeting, Palm Beach Gardens, FL (May 18, 2013).
  • "Property Insurance Case Update," Loss Executives Association Annual Meeting, Tampa, FL (January 19-20, 2012).
  • "Valuation Provisions Under a Builder’s Risk Policy," ABA Tort Trial and Insurance Practice Section, Property Insurance Law Committee Annual Spring CLE Meeting, Austin, TX (May 15, 2009).
  • "Ethics for Adjusters, PLRB/LIRB Central Regional Adjusters Conference, Des Moines, IA (September 9-10, 2008).
  • Mock Mediation Demonstration for Lloyd’s of London 30 Under 30 Tour, Atlanta (May 8, 2007).


  • Emory University School of Law (J.D., 2001)
  • Florida State University (B.A., magna cum laude, 1996)
Bar Admissions
  • Florida
  • Georgia
Court Admissions
  • U.S. District Court, Middle District of Florida
  • U.S. District Court, Northern District of Florida
  • U.S. District Court, Southern District of Florida
  • U.S. District Court, Middle District of Georgia
  • U.S. District Court, Northern District of Georgia
  • Florida State Courts
  • Georgia State Courts


  • Of Counsel, Butler Pappas Weihmuller Katz Craig LLP, Tampa, FL (2011-2013)
  • Associate, Robins, Kaplan, Miller & Ciresi L.L.P., Atlanta (2001-2011)


The information on this website is presented as a service for our clients and Internet users and is not intended to be legal advice, nor should you consider it as such. Although we welcome your inquiries, please keep in mind that merely contacting us will not establish an attorney-client relationship between us. Consequently, you should not convey any confidential information to us until a formal attorney-client relationship has been established. Please remember that electronic correspondence on the internet is not secure and that you should not include sensitive or confidential information in messages. With that in mind, we look forward to hearing from you.