Patricia M. Carreiro

Experience

• Advised one of the nation’s largest banks on possible causes of action, defenses, class action strategy, and litigation options following nationwide data breach.
• Advised large, publicly traded financial institution regarding multiple data breach class actions.
• Represented health care provider in class action breach litigation. 

Privacy Compliance

Financial Institutions

• Advised large financial institution and affiliated producer regarding privacy compliance throughout development of fully electronic automated underwriting application, including negotiating contractual agreements with third-party service providers, developing procedures for operationalizing and demonstrating privacy compliance, and drafting privacy policies, procedures, notices, and authorizations.
• Counseled various financial institutions, including insurers, producers, and mortgage servicers, regarding compliance with privacy laws such as the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA), the Telephone Consumer Protection Act of 1991 (TCPA), the CAN-SPAM Act of 2003, the Telemarketing Sales Rule, the Fair Credit Reporting Act, the Health Insurance Portability and Accountability Act (HIPAA), and National Association of Insurance Commissioners (NAIC) model laws, as applicable.
• Counseled financial institutions regarding intersection of the GLBA and the CCPA.
• Advised large insurer regarding contractual privacy provisions, privacy compliance, and cybersecurity insurance coverage.
• Drafted privacy policies, associated notices, and privacy request processing procedures for organizations across industries, from financial institutions to nonprofits to retailers, including drafting sample communications and scripts.

• Advised large telecommunications carrier on legal compliance and risk-reducing steps for numerous proposed uses and sharing of customer proprietary network information (CPNI).

• Drafted comprehensive HIPAA compliance program for HIPAA-covered entity, including drafting associated policies and procedures.
• Advised business associate regarding compliance with the  CCPA, including drafting necessary privacy notices and establishing procedures for processing associated privacy requests.

• Executed data breach response for companies of all sizes, including a large telecommunications carrier and numerous health care providers.
• Represented health care providers throughout post-breach Office for Civil Rights and attorneys general investigations.

Professional & Community Involvement

• Connecticut Bar Association
  • House of Delegates District 12 (Hartford) Representative (2018–2019)
  • Executive Committee, Women in the Law Section (2016–2019)
•  FAIR Institute
  • Cybersecurity Insurance Workgroup (2018)

Speaking Engagements

• "Privacy Leaders Circle: Miami," Truyo (July 9, 2020)
• "Privacy Policy and Terms of Use Basics for Start Ups," Nova Southeastern University Shepard Broad College of Law (March 2020)
• "Evaluating Cyber Insurance Using the FAIR Doctrine," Legal Services Information Sharing and Analysis Organization (LS-ISAO) (May 2019)
• "Using FAIR to Optimize Your Cyber Insurance Coverage," 2018 FAIR Conference on Information Risk Management (October 2018)
• "Data Breach Litigation: Recent Trends and Developments," The Knowledge Group (June 2018)
• "Cyber & Law: It’s Really About the Money," Evolver (January 2018)
• "Which Insurance Would Cover a Breach-Related Injury?," Healthcare Info Security (October 2017)
• "Cyber Risk and Liability Insurance: What Is It and Why You Need It," The Knowledge Group (October 2017)
• "She Leads: Women in the Law," Quinnipiac University School of Law (November 2016)
• "Cybersecurity Litigation and the Role of Cyber Insurance," Connecticut Law Tribune (September 2015)

Credentials

Background

• Litigation Associate, Axinn, Veltrop & Harkrider LLP, Hartford, CT (2015–2019)
• Litigation Associate, Wofsey Rosen Kweskin & Kuriansky LLP, Stamford, CT (2013–2015)

Areas of Focus